Psalm 49:20 says,
"A man who has riches without understanding is like the beasts that perish."
And Solomon writes, in Ecclesiastes 1:11-12,
"Wisdom, like an inheritance, is a good thing and benefits those who see the sun. Wisdom is a shelter as money is a shelter, but the advantage of knowledge is this: that wisdom preserves the life of its possessor."
Money is great. As the second verse says, it's a "good thing." It gives you protection in life - a shelter. It provides security, and opposed to what some say, that is not a bad thing.
But we can't put all our weight on money. It provides a shelter, but it doesn't preserve life.
The difference between money and wisdom, which both provide shelter, is that money only protects from outside attacks. And not even all outside attacks.
Wisdom protects the inside as well. It doesn't just protect a persons life, it preserves it. It keeps it from corroding.
Money is not bad, it provides a good shelter. And because of that, we should do our best to make it. Because not only will it give us a shelter, but by giving, we can provide a shelter for others.
But like the beasts, we will still perish if that's all we have.
We must have wisdom. And we must give wisdom, so that others can have that same protection.